HERO Energy-Efficient HVAC System Financing Program

The HERO financing program allows you to finance 100% of the purchase and installation costs of a brand new, energy-efficient HVAC system that is repaid through your home’s property taxes.

  • Finance Full Purchase and Installation Cost

  • Choose From Money-saving Energy-efficient HVAC Products

  • Low, Fixed Interest Rates

  • Flexible 5 to 20 Year Repayment Terms

  • Payments Factored into Yearly Property Taxes

  • 1st Payment Due in Following Tax Year

Virginia Mechanical is a now a registered contractor for the HERO program, the fastest growing residential energy efficiency financing solution in the country. HERO, which stands for Home Energy Renovation Opportunity, is a program formed in partnership with local governments to make energy-efficient HVAC systems more affordable for home owners.

How it Works

The HERO Program is different from traditional financing options in that repayments are made through your homes property taxes. Once you select your approved energy-efficient HVAC system, HERO finances 100% of the purchase and installation costs. Payment terms based on low-fixed interest rates, and flexible over 5 to 20 years for most products. Payments are due along with your property taxes each year. Also, if your property is sold prior to repayment of the HERO financing, the remaining payments can be passed on to the new property owner. See the example below.

Approved Energy-efficient HVAC Products

Virginia Mechanical and HERO can install the following energy-efficient HVAC products at no upfront cost to you upon approval:

  • Air Source Heat Pumps

  • Attic Fans

  • Central Air Conditioners

  • Duct Replacements

  • Evaporative Cooler

  • Furnaces

  • Hydronic Radiant Heating

  • Mini-split Air Conditioners

  • Mini-split Heat Pumps

  • Ventilation Fans

  • Whole House Fans

Sample Property Tax Bill

Sample Property Tax Bill The above example represents the property tax bill of an individual who received HERO financing for a $14,000 energy-efficient HVAC system spread out over 10 years of property taxes.

Get Started with the HERO Finance Program

If you have any questions about the HERO Program, or our other financing options, feel free to contact Virginia Mechanical. Don't miss out on this amazing opportunity to save money making your home more energy-efficient.

  • 1. Apply on the HERO Program website to find out how much your home is approved for. Click Here to Visit HERO.

  • 2. Select the eligible HVAC products and select Virginia Mechanical as your contractor.

  • 3. Sign your financing documents.

  • 4. Schedule the installation of your new equipment with us!